Reported by: Arifur Rahman Tuhin
Written by: Eshan Maitra
Bank experts gathered for a round-table meeting on ‘Home-loan of Banks: Trade & Impact’. At Bangladesh Institute of Bank Management (BIBM) in Mirpur, on yesterday. They accused, home-loan seekers & real-estate entrepreneurs to smuggle country’s wealth abroad & greatly hurting the economy. By taking bank loans from the country and building their Second-Home in abroad.
Chief Guest of this event, Bangladesh Bank Deputy Governor SK Sur said that, home-loan was implemented for the middle-class families in the cities. To be able easily settle with lowest loan-interest possible. But many are misusing this opportunity. Experts will be revising the rules & regulation for home-loans, to keep it in the favor of national economy.
Pubali Bank’s Former Managing Director Proff. Helal Ahmad Chowhdury mentioned of varying the loan requests & confirming that, each one has legitimate mortgage to the bank. Many owners don’t even mention about their loan in their signboards. That should be mandatory. He also advices of decreasing the provision from 2% to 1%, in order to encourage banks to distribute more of such loan.
BIBM General Director Dr. Towfic Ahmad suggests of increasing the funding and focus on this loan. Since, it is benefiting many people. He also advices to make it similarly available for the people in villages & rural areas, with their level of income relevance.